the pros and cons of buying a new house off plan

new build inspector

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What are the biggest advantages?​

Paula Higgins replies: It might be possible to personalise your home by having a say on the internal layout, fixtures and fittings, as well as where is sits within the development.

Your home will also come with a new-build warranty which can give you greater peace of mind than if you were purchasing an older property.

Once the property is built, the warranty is split into two periods: the defects insurance period, which covers the first two years, and the structural insurance period which covers years three to 10.

Typically, during your first two years in the home, if there are issues with the work the builder has done, such as the heating not working because the pipes are faulty, the developer is obliged to come and fix them.

During the structural insurance period, the developer is typically only responsible for major problems with the structure of the property.