FAO Serena Lister 2 February 2011:

Provided the development was completed, the NHBC guarantee is independent of the contractor.

Hence the solvency of contractor is irrelevant.

3. I have been in my new home for 18 months and notified my builder of some faults with the home. Who will fix them if they go out of business?
Under Buildmark, the builder is responsible to put right any items reported in the first two years that do not comply with NHBC requirements. If the builder becomes insolvent, NHBC will meet the cost of any work the builder is liable for under this part of the cover.

I hope this helps.

The Expert Engineer



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