mcinerney homes

[paulrees26]

So annoyed- does anyone know where I stand on this?

Three weeks back we looked at a showhome for Mcinerney Homes. They said they did an incentive of 75% - 25%- own 100% but pay for 75%.
This sounded a good deal (its still the same deal on their homepage)
They said we had to use their financial advisor to get this deal.
So we got all our details together- bank statements, wage slips etc…. and sent it to their financial advisor- after 2/3 weeks of trying to get us a mortgage the financial advisor said no mortgage company would touch us and to send for a credit report.
We did this and our report looked good. We then got a call from mcinerney homes to say we could get our own financial advisor as theirs could not get us a mortgage- So we did, and the mortgage flew through. So we went back and said we’d like to look at the house again as we now have a mortgage in place for 75%-25% deal.

mcinerney homes then said “oh well the deal on 85% 15% is…….”
They are now saying because of the house climate is becoming more boyant they have upped the price of the house by £12k and the deal is now 85%-15%- I told them this wasn’t fair as we had to get our mortgage in place first (after failing with their useless finance advisor)…… I said we could afford the 75% but not the 85%- It seems they are trying it on because they know we really like the house… Does anyone know where I stand on this?? Can they offer me something then take it away- its not as if im buying a can of baked beans- I have to get my finances in order- but after three weeks they changed their minds…..

Please help…

[Tony]

A contract can be verbal, but it is not really worth the paper it is written on. Did you get anything in writing? Also property is excluded from much of the consumer legislation.
Worth giving your local trading standards a call so it can be logged if nothing else.