Quote:
Originally Posted by Tony The CML certificate was introduced to stop people being moved into incomplete properties:
From CML website:
New Properties - Building Standards Indemnity Schemes
Paragraph 6.6.2
This amendment aims to prevent borrowers moving into unfinished new properties. Conveyancers are required to have confirmation from a new home warranty provider (NHBC, Zurich or Premier Guarantee), in the form of a cover note, that a new property has passed a final inspection and that a new home warranty will be in place on or before legal completion. The conveyancer must receive the cover note before sending the certificate of title to the lender and requesting the mortgage funds. Faxed copies of the cover note are acceptable. |
Charles Church deliberately cheated the CML on at least one home on our estate, they took the doors out of one house (which had been sold), put the doors in another house due to have the CML. Then after the CML removed the doors from that house and put them back where they found them. All that unfitting, removal, fitting and unfitting, removal, and finally fitting again, led to quite a bit of damage to those doors, in addition to problems they already had.
But at least Charles Church managed to do the CML their own special way.
Thankfully we can sleep easy, as "The ultimate winner however, is the buyer of a Charles Church home", according to Charles Church at least.